Is this certificate compliant? Find out in a minute.

Upload a subcontractor’s certificate of insurance and see whether it meets standard construction requirements, with every reason spelled out. Free, with no account and nothing stored.

1. What should it be checked against?

Trade SubcontractorStandard limits for trades performing work on site. Matches the insurance article of a typical AIA A401 subcontract.General Vendor / SupplierLighter requirements for delivery, supply and service vendors who do not perform construction work on site.

What this set requires

General Liability: $1,000,000 each occurrence, $2,000,000 aggregate, additional insured, waiver of subrogation, primary and non-contributory
Workers' Compensation: $1,000,000 each occurrence, waiver of subrogation
Automobile Liability: $1,000,000 each occurrence, additional insured
Umbrella / Excess Liability: $2,000,000 each occurrence, $2,000,000 aggregate

2. Choose the certificate

Choose the certificate (PDF, PNG or JPEG)

An ACORD 25, up to 10 MB. The file is read and then discarded: it is not stored, and no account is made.

How it decides

It reads the certificate: A fillable ACORD 25 is read from its own form fields. A scan or a photo is read by an AI model that is told to leave out anything it is not sure of.
You confirm every value: Nothing is judged on a value nobody looked at. You see what was read, correct what is wrong, and only then is it checked.
Fixed rules decide: Limits, dates and endorsements are compared with the requirements by rules, not by a model. Each reason names what was required and what the certificate shows.

New to the form? Read how to read an ACORD 25. Tracking a whole list in a spreadsheet? Check every row of it at once.